Chapter 7 bankruptcy is often called “fresh start” bankruptcy, and it will wipe out most of your debt, but there are some types of debt that are not dischargeable in bankruptcy. These include:

• Alimony and child support
• Most student loans (unless you can prove “undue hardship,” which is very difficult to do)
• Tax liens and certain unpaid taxes
• Debts you didn’t list in your bankruptcy filings—so put it all in there
• Judgments against you for drunk driving personal injury cases
• Debts related to fraud or embezzlement